First Time Homebuyer Program

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FIRST TIME HOMEBUYER PROGRAM

In 1985, the County of Yolo received funding from the State HOME Mortgage Bond Program to help qualified First Time Homebuyers in Yolo County with down-payment assistance and/or closing costs. Over the years, many participants have chosen to pay off their loans, creating a loan pool available to help another generation of qualified participants. Qualified applicants include:

  • Anyone who has not owned a home as a principal residence at any time in the past three years
  • Those who have been pre-approved for a fixed-rate first mortgage loan
  • Those whose income is below the median-income limits for Yolo County (established annually by the Department of Housing and Urban Development [HUD]) 
  • Participants who are able to provide a minimum of 3% of the purchase price

Loans will be at 0% interest, secured by a Deed of Trust and promissory note. The property must be owner occupied for the term of the loan.

Currently there are no available funds for this program. Please check website regularly for updates.  For questions, please contact:

Colleen Brock, Contract Administrator
Yolo County Housing
147 W. Main St.
Woodland, Ca. 95695
cbrock@ych.ca.gov 
p: 530-669-2228
f: 530-662-5429
M - Th 8:00 - 6:30
Closed every Friday
www.ych.ca.gov